USA Leading the Way in Supermarket Cybersecurity: What UK Retailers Can Learn

As cyberattacks against the retail sector continue to rise, UK supermarkets have become increasingly vulnerable to sophisticated digital threats targeting customer data, loyalty schemes, and payment systems. In recent months, several major British grocers have faced attempted breaches affecting sensitive customer information—particularly credit and debit card details stored through online orders and mobile apps.

The retail sector has become a top target for hackers, with data showing that criminals are no longer only interested in stealing from banks. Supermarket systems hold vast volumes of personal and financial data, from shopping habits to card credentials. While some UK retailers have responded with tighter online security and more stringent internal checks, they still lag behind their American counterparts—who have spent the past decade building robust, layered cybersecurity defences.

In the United States, major supermarket chains have adopted advanced digital security frameworks that go far beyond simple firewalls and antivirus software. At Walmart, one of the most cyber-secure retailers globally, artificial intelligence monitors transactions in real time, while a Zero Trust model prevents unauthorised access even within internal systems. All customer card data is tokenised, meaning the actual card numbers are never stored or transmitted—making it nearly impossible for hackers to retrieve usable information.

Target, which suffered a high-profile breach in 2013, has since become a case study in cybersecurity transformation. It now operates a dedicated Cyber Fusion Centre using Security Information and Event Management (SIEM) systems to detect threats and automate response protocols. This setup ensures that any attempt to compromise customer accounts or payment information is flagged and neutralised almost instantly.

Amazon’s Whole Foods Market benefits from the wider AWS infrastructure, which includes biometric login, encrypted payment gateways, and blockchain pilots to verify supply chain authenticity. All transactions, including card payments, are processed through multi-factor authentication and behavioural analytics systems that identify fraud patterns in seconds.

Costco, another American leader, uses encrypted Point-of-Sale systems and backend fraud detection platforms that examine transaction behaviours and device fingerprints. Its Vendor Risk Management programme ensures all suppliers meet strict cybersecurity standards, closing common backdoor vulnerabilities.

Kroger has invested in cloud-native security tools and secure app development protocols, particularly for its mobile platforms, where most customer payment data is entered. They regularly carry out red teaming exercises, simulating real-world cyberattacks to expose weak spots before criminals do.

Meanwhile, in the UK, retailers such as Tesco and Sainsbury’s have started adopting multi-factor authentication and fraud prevention tools, but their systems often remain fragmented. Several supermarket websites still use outdated encryption standards, and reports indicate some mobile apps do not fully secure cardholder data after checkout. The General Data Protection Regulation (GDPR) has pushed retailers to be more transparent, but enforcement has focused more on compliance than innovation.

British supermarkets are beginning to take steps in the right direction. Tesco has reportedly expanded its internal cybersecurity division and implemented end-to-end encryption on its online platforms. Sainsbury’s is said to be piloting a tokenisation system for card transactions, similar to that used in the US, and Morrison’s has begun working with external cybersecurity consultants to strengthen its defences across digital and physical points of sale.

The protection of customer data—especially bank and credit card details—is no longer a back-office issue. It is now central to maintaining consumer trust, brand reputation, and business continuity. In today’s climate, a single breach can cause irreparable damage, both financially and reputationally.

With American supermarkets leading the way in combining real-time monitoring, internal threat teams, and encrypted infrastructures, the UK grocery sector must move faster to adopt similar technologies. It is not just about protecting systems—it is about protecting people.